Multi-car insurance for classic and sports cars

With lots of multi-car policies out there, it can be difficult to distinguish one from the next. Some are designed for everyday drivers, others for businesses, and a few for enthusiasts with more specialist requirements.

We understand that your cars aren’t just transport – they’re part of your lifestyle. That’s why we’ve created policies that bring clarity to the confusion, and cover that works around you:

Family Fleet Insurance – a specialist solution

If you own several high-value vehicles, a Family Fleet policy may be the simplest way to bring them all together. Instead of juggling multiple providers, renewal dates, and payments, Family Fleet gives you:

  • One policy, one renewal, one payment

  • Cover for your extended household and any driver over 35

  • Comprehensive “driving other cars” cover

  • Agreed value protection, renewed annually

  • Choice of your own repairer, with no penalties

  • Replacement vehicles that match your own

It’s a policy designed for families, collectors, and enthusiasts who want convenience without compromise.

Read more about Family Fleet Insurance here (opens a new window).

Car Collection Insurance – for serious collections

For those with larger collections, Car Collector Insurance offers a flexible, tailored solution. Designed for collections of over five vehicles, it provides competitive premiums, superior service, and the reassurance of working with a dedicated Account Executive and Account Manager.

Key benefits include:

  • Add or remove vehicles at no change in premium during the policy term

  • Inclusive UK/EU breakdown cover, £150k legal expenses, and courtesy car provision

  • Any authorised driver over 35 as standard (with approval for younger drivers)

  • Comprehensive cover for policyholder/spouse to drive other vehicles not owned by them

  • Agreed Value/Reinstatement Value included at no cost

  • New car replacement for 24 months following a total loss

  • Worldwide physical damage cover, with options to include spares, tools, and memorabilia

  • Automatic cover for new acquisitions up to 10% of the collection’s total value (max £1,000,000)

For collections valued over £2 million, we also provide a complimentary home appraisal and expert risk management review – ensuring your cars are protected with the same care you give them yourself.

Read more about Car Collector Insurance here (opens a new window).

Talk to Us

Whether you’re insuring a daily driver, or a growing collection, we’re here to make ownership effortless. Our policies are built around you – not the other way around.

Speak to your dedicated Account Handler today, and let us help you find the right cover for your cars.

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