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Latest news and insights

Employee benefits are a key pillar of any people strategy, shaping how organisations attract, support, and retain talent. But when making decisions, personal biases can take over – often at the expense of your employees. Tackling these biases can deliver not only more tailored benefits, but it can also improve wellbeing, boost productivity, and inspire lasting business success.Tackling personal bias in your benefits decision making

Tackling personal bias in your benefits decision making

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Employee benefits are a key pillar of any people strategy, shaping how organisations attract, support, and retain talent. But when making decisions, personal biases can take over – often at the expense of your employees. Tackling these biases can deliver not o ...
Read moreTackling personal bias in your benefits decision making

Management Liability Market Update: Q3 2025

The Management Liability (ML) Insurance market continues to favour clients. In most cases, premiums are either reducing or holding stable – a product of the ample capacity available for most risks. But with several insurers pointing to the arrival of the bottom of the market cycle, premiums could be set to edge upwards in the medium term. In the meantime, insurers are focused on defending their premium pool. To retain clients, they continue to seek ways to differentiate their offering. This includes broadening coverage, such as through “any one claim” limits, increasing sub-limits, removing or reducing the scope of additional restrictions, and offering Long Term Agreements (LTAs).The Management Liability (ML) Insurance market continues to favour clients. In most cases, premiums are either reducing or holding stable – a product of the ample capacity available for most risks. But with several insurers pointing to the arrival of the bottom of the market cycle, premiums could be set to edge upwards in the medium term. In the meantime, insurers are focused on defending their premium pool. To retain clients, they continue to seek ways to differentiate their offering. This includes broadening coverage, such as through “any one claim” limits, increasing sub-limits, removing or reducing the scope of additional restrictions, and offering Long Term Agreements (LTAs).

What is Professional Indemnity Insurance?

Every professional knows the feeling: a client pushing for tighter deadlines, the contract that’s just a little too heavy handed, or the nagging worry that a small oversight today could snowball into a costly dispute tomorrow. Even the most diligent work can be challenged – whether through allegations of negligence, contractual penalties, or claims that stretch far beyond what you thought you’d agreed. That’s where Professional Indemnity Insurance (PII) comes in. It acts as a safety net, stepping in when mistakes, misunderstandings, or disputes threaten to become financial or reputational crises. Whether protecting against defending spurious claims, or covering genuine errors, PII gives you the confidence to focus on your work. Below, we unpack how PII works in practice: including the scope of cover, exclusions, defence costs, and the important question of limits and excesses.Every professional knows the feeling: a client pushing for tighter deadlines, the contract that’s just a little too heavy handed, or the nagging worry that a small oversight today could snowball into a costly dispute tomorrow. Even the most diligent work can be challenged – whether through allegations of negligence, contractual penalties, or claims that stretch far beyond what you thought you’d agreed. That’s where Professional Indemnity Insurance (PII) comes in. It acts as a safety net, stepping in when mistakes, misunderstandings, or disputes threaten to become financial or reputational crises. Whether protecting against defending spurious claims, or covering genuine errors, PII gives you the confidence to focus on your work. Below, we unpack how PII works in practice: including the scope of cover, exclusions, defence costs, and the important question of limits and excesses.

Making a successful transition from artist to artist’s estate

Conversations about legacy can feel uncomfortable, but they are essential. Artists should begin discussing their estate – with both family members and experienced professionals – as early as possible to ensure a smooth transition. To build a robust legacy, the core elements of an estate must be assessed, including key insurance considerations. Conversations about legacy can feel uncomfortable, but they are essential. Artists should begin discussing their estate – with both family members and experienced professionals – as early as possible to ensure a smooth transition. To build a robust legacy, the core elements of an estate must be assessed, including key insurance considerations.
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