Articles

Professional services exclusions are expanding. Are coverage gaps expanding with them?

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Insights

There is always something exciting happening at Lockton. Here are just a few from our newsroom.

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Articles

Professional services exclusions are expanding. Are coverage gaps expanding with them?

Key takeaways: Professional services exclusions can create coverage gaps between GL, D&O, and E&O policies. Coverage failures often occur between policies, making program coordination as important as individual policy wording. The right broker helps  …

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Articles

Strengthening catastrophe resilience via parametric insurance

Even as insurers and insurance buyers alike grapple with sizable losses from weather-related risks, property insurance market conditions remain favorable to buyers. That’s creating opportunities for companies to reinvest property insurance savings to …

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Alert

Upcoming key compliance deadlines and reminders for fourth quarter 2026

As we enter the fourth quarter of 2026, employers sponsoring health and welfare benefit plans should turn their attention to several important year-end compliance obligations and planning opportunities. The final months of the year often serve as a c …

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Alert

Wellness program FAQs: Agencies ease enforcement while courts continue shaping the rules

Last week, the Departments of Labor, Health & Human Services, and Treasury (the Agencies) announced a new non-enforcement position on “full-rewards” offered by health-contingent wellness programs, specifically addressing programs that do not offer a  …

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DUNNING

Texas employers are paying more for healthcare, even as utilization stabilizes

Key takeaways Prices are accelerating faster than utilization across both medical and pharmacy in Texas. Health system consolidation may be contributing to price increases in both medical and pharmacy. GLP-1s have an impact on utilization growth, but …

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Articles

FTC settlement with CVS Caremark: What PBMs need to know

The Federal Trade Commission’s (FTC) recent settlement with Caremark Rx LLC and Zinc Health Services LLC (collectively Caremark) marks another significant regulatory intervention in the pharmacy benefit manager (PBM) space. The FTC’s lawsuit focused  …

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