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Insights
There is always something exciting happening at Lockton. Here are just a few from our newsroom.
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— Articles
FTC settlement with CVS Caremark: What PBMs need to know
The Federal Trade Commission’s (FTC) recent settlement with Caremark Rx LLC and Zinc Health Services LLC (collectively Caremark) marks another significant regulatory intervention in the pharmacy benefit manager (PBM) space. The FTC’s lawsuit focused …
— Articles
Music licensing claims are coming for marketers — is your organization ready?
Music licensing claims are coming for marketers — is your organization ready? Claims involving unlicensed music, videos, and other copyrighted content are becoming one of the fastest-growing intellectual property (IP) infringement exposures. Here's w …
— Articles
EDUCATION
Education Market Update: Insurance market strengthening, but challenges remain
The insurance marketplace for educational institutions continues to stabilize in 2026, providing organizations, schools, colleges, and universities with more favorable conditions across many major lines of coverage. Increased carrier competition, imp …
— Articles
2026 trend data shows cost pressures holding steady at high levels
High trend levels continue, with data showing sustained medical and pharmacy cost pressure 2025 Medical and pharmacy trend (year-over-year cost increase) has remained elevated at 7.7%, after stabilizing at a high level of 8% the year prior. Employer …
— Alert
IRS proposes rules on dependent care FSA discrimination testing, including 55% benefits te …
Included with proposed regulations issued this week on the tax treatment of employer contributions to Trump Accounts, the IRS has issued first-of-its-kind proposed rules on the discrimination testing requirement for dependent care flexible spending a …
— Articles
Stay ahead of leave and pay transparency developments with our fall/winter webcast series
Join our experts for a series of webcasts covering key developments in federal, state, and local leave laws, as well as the rapidly evolving area of pay transparency. Designed for employers nationwide, these sessions offer practical insights into cri …
