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Insights
There is always something exciting happening at Lockton. Here are just a few from our newsroom.
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— Articles
How independent adjusters can support more effective shared and layered property insurance …
Property risks are constantly evolving, and insurance programs often evolve with them. As shared and layered structures bring multiple insurers into a program, effective claims planning becomes an increasingly important part of program design. A well …
— Articles
Protecting traveling employees in an era of global instability
Recent government advisories warning travelers about flying to parts of the Middle East or through parts of the region's airspace offer a reminder that geopolitical events can present a variety of risks for multinational organizations and their emplo …
— Alert
IRS announces health and welfare benefit plan limits for 2027
The IRS has released additional cost-of-living adjustment (COLA) limits for health and welfare benefit plans for 2027. These limits, which are adjusted annually for inflation, affect the maximum tax-favored benefits employers may offer and employees …
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2027 Global Healthcare Cost Trends
Healthcare costs are projected to increase by about 10% globally in 2027, matching 2026 levels and continuing to significantly outpace projected global inflation of 3.7%. For employer-sponsored healthcare programs, the challenge is no longer managing …
— Articles
Employee wellbeing is not just a benefit. It’s a performance strategy
Key takeaways Employee pressures such as financial stress, caregiving demands, and mental and physical health can compound, spread throughout the workforce, and have negative business impact. Misaligned employer support, navigational challenges, a …
— Articles
Beyond the Claim: Why Changes in Pharmacy Economics Matter to Stop-Loss Carriers
For middle-market stop loss carriers, historical claims experience remains one of the most important inputs for underwriting decisions. But as pharmacy costs continue to rise and specialty therapies become a larger driver of catastrophic claims, an i …
