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Insights
There is always something exciting happening at Lockton. Here are just a few from our newsroom.
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IRS announces health and welfare benefit plan limits for 2027
The IRS has released additional cost-of-living adjustment (COLA) limits for health and welfare benefit plans for 2027. These limits, which are adjusted annually for inflation, affect the maximum tax-favored benefits employers may offer and employees …
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Ten forces reshaping healthcare risk in 2027
Healthcare organizations are heading into 2027 amid a convergence of emerging risks that are changing how care is delivered, financed and protected. Artificial intelligence, workforce pressures, cybersecurity threats, rising liability exposures, fina …
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Final PBM transparency rules put plan sponsors in the driver’s seat
After a flurry of action by regulators and Congress earlier this year to shed light on pharmacy benefit managers (PBMs), the U.S. Department of Labor (DOL) has at last published the final rule on PBM compensation disclosures. As health costs and phar …
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Beyond the Claim: Why Changes in Pharmacy Economics Matter to Stop-Loss Carriers
For middle-market stop loss carriers, historical claims experience remains one of the most important inputs for underwriting decisions. But as pharmacy costs continue to rise and specialty therapies become a larger driver of catastrophic claims, an i …
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2026 Cyber Controls Guide
The cyber insurance market has matured, and so have carrier expectations. Ticking boxes on an application is no longer enough. Insurers want proof that your controls work, are well governed and are part of how your organization runs every day. Our ne …
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Favorable conditions are creating opportunities for environmental insurance buyers
As environmental risks evolve, insurance market does as well Abundant capacity, aggressive competition, and broadening coverage options are creating a highly favorable environmental insurance market. At the same time, organizations are navigating in …
